When you take out a loan from a bank, you have to pay interest, which is the cost of credit. Similarly, when banks need funds, they borrow from the Reserve Bank of India and also pay interest on it. That interest is called the repo rate. This one rate influences your personal finances like EMIs and savings, to macro factors like inflation, market liquidity, and the country’s economic growth. Let’s understand what repo rate is in detail and see why it’s so important. ...

Akshaya Tritiya is not just for buying gold! Know the real story behind this day and how ads turned it into a gold shopping festival. ...

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One thing that unites the world is the mobile phone. When you travel internationally, everywhere you go, people have their phones. Most hotels and many restaurants have Wi-Fi. Still, it’s much easier if you have mobile data when you’re out and about. You can call an Uber, look for restaurants nearby, or find walking directions to attractions or public transit stations. ...

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Riley is an Arizona native with over nine years of writing experience. From personal finance to travel to digital marketing to pop culture, she’s written about everything under the sun. When she’s not writing, she’s spending her time outside, reading, or cuddling with her two corgis. ...

Riley is an Arizona native with over nine years of writing experience. From personal finance to travel to digital marketing to pop culture, she’s written about everything under the sun. When she’s not writing, she’s spending her time outside, reading, or cuddling with her two corgis. ...

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I love participating in loyalty and reward programs. They’re almost always free, gets you free “stuff,” and there’s really no downside. The only risk is that you overspend, which I’m not prone to do. ...