Most people aren’t poor because they lack money. They stay stuck because of habits and mindset. This article explains the poverty myth in simple terms. ...
Winter is already an expensive season for older adults, but high inflation is making it even harder for seniors to stay within their budgets. Retirees say heating bills, groceries, and basic services all feel more expensive than last year. Many older adults living on fixed incomes feel like they have little control over rising costs. But even in a high‑inflation winter, there are still areas where seniors can make meaningful adjustments. Understanding which expenses are flexible helps retirees stay financially confident. ...
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When both spouses in a married couple retire before 65, they most likely will buy health insurance from the ACA marketplace unless they have retiree health insurance coverage or they only have a short gap that can be covered by COBRA. When there’s an age difference between the two spouses, the older spouse will start Medicare at 65, leaving the younger spouse in ACA health insurance. ...
As we move closer to 2026, many investors are unsure about where markets are headed. Equity valuations appear uneven, interest rates remain uncertain, and global risks continue to influence sentiment. In such an environment, investors often feel tempted to wait for the “right time” to invest. But history shows that waiting rarely works. Time in the market is more important than timing the market. This is why Systematic Investment Plans, or SIPs, have become one of the most trusted ways for investors to participate in equity markets. Their simplicity, discipline, and long-term effectiveness make them especially relevant during periods of uncertainty. This article explains how SIPs work, why 2026 remains a relevant time to invest through SIPs, and how to identify the best SIP to invest based on your goals and risk profile. ...
Do you know the surprising psychology behind why even smart investors make costly mistakes. Learn the hidden biases that quietly impact investment decisions. ...
When I read The Millionaire Next Door by William Stanley, I was amazed at how many millionaires lived in plain sight. ...
A small business doesn’t need to file a separate tax return if it’s set up as a sole proprietorship or an LLC taxed as a sole proprietorship. Income from the business is included on a Schedule C in the owner’s personal tax return. A revocable living trust is a “disregarded entity” under federal tax law. Income in a revocable living trust is treated as earned by the grantor. ...
Gold has always held a strong place in Indian households, acting as a symbol of security and long-term wealth. And in 2025, gold has had an exceptional run with a YTD absolute return of 67.4% (as of December 3, 2025). Several global events have pushed this unprecedented rise of gold. Ongoing geopolitical conflicts including the Russia-Ukraine war, the weakening US dollar, and the trade tensions triggered by higher tariffs under Trump 2.0, have all supported gold prices in the last few years. ...
A detailed LIC Bima Kavach review with features, premiums, pros, cons, and comparison with LIC Digi Term & LIC New Tech-Term. Find the best LIC term plan for you. ...